/* === RESET & BASE === */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --blue-900:#0a1628;--blue-800:#0f2044;--blue-700:#1a3a6b;
  --blue-600:#1e4d8c;--blue-500:#1a5fb4;--blue-400:#2d7dd2;
  --border:#e2e8f0;--text-dark:#0f172a;--text-mid:#374151;
  --text-soft:#6b7280;--bg:#f8fafc;--gold:#c9a84c;--gold-light:#f0d170;
  --radius-sm:8px;--radius-md:14px;--radius-lg:20px;
  --shadow-md:0 4px 16px rgba(0,0,0,.10);--shadow-lg:0 10px 40px rgba(0,0,0,.14)
}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,sans-serif;background:var(--bg);color:var(--text-dark);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}

/* === HERO === */
.hero{background:linear-gradient(135deg,#0a1a3e 0%,#0f2b6b 45%,#1a4590 100%);position:relative;overflow:hidden;padding:0 0 0}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 50% at 80% 20%,rgba(45,125,210,.18) 0%,transparent 70%),radial-gradient(ellipse 40% 60% at 10% 80%,rgba(10,26,62,.6) 0%,transparent 60%);pointer-events:none}

/* TOPBAR */
.topbar{display:flex;align-items:center;justify-content:space-between;padding:16px 20px;position:relative;z-index:2;gap:8px}
.topbar-badge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);color:rgba(255,255,255,.9);font-size:11px;font-weight:600;letter-spacing:.4px;padding:6px 12px;border-radius:99px;white-space:nowrap}
.topbar-cta{display:inline-flex;align-items:center;gap:6px;background:var(--gold);color:#0f1e3d;font-size:12px;font-weight:700;padding:8px 16px;border-radius:99px;text-decoration:none;transition:background .2s,transform .15s;white-space:nowrap;flex-shrink:0}
.topbar-cta:hover{background:var(--gold-light);transform:translateY(-1px)}

/* HERO CONTENT */
.hero-content{position:relative;z-index:2;max-width:720px;margin:0 auto;padding:32px 20px 0;text-align:center}
.logo-wrap{display:inline-flex;align-items:center;justify-content:center;width:105px;height:105px;border-radius:50%;background:rgba(255,255,255,.08);border:2px solid rgba(255,255,255,.2);box-shadow:0 0 0 8px rgba(255,255,255,.05);overflow:hidden;margin-bottom:20px}
.logo-wrap img{width:100%;height:100%;object-fit:cover}
.hero h1{font-size:clamp(32px,8vw,52px);font-weight:800;color:#fff;letter-spacing:-.5px;line-height:1.1}
.hero h1 span{color:var(--gold)}
.hero-sub{margin-top:8px;font-size:13px;font-weight:600;color:rgba(255,255,255,.75);letter-spacing:2.5px;text-transform:uppercase}
.hero-desc{margin-top:16px;font-size:15px;color:rgba(255,255,255,.8);max-width:460px;margin-left:auto;margin-right:auto;line-height:1.7}

/* HERO BUTTONS */
.hero-btns{display:flex;justify-content:center;flex-wrap:wrap;gap:12px;margin-top:28px;padding-bottom:50px}
.btn-primary{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--gold);color:#0f1e3d;font-size:15px;font-weight:700;padding:14px 26px;border-radius:12px;text-decoration:none;border:none;cursor:pointer;transition:background .2s,transform .15s,box-shadow .2s;box-shadow:0 4px 20px rgba(201,168,76,.35);width:100%;max-width:260px}
.btn-primary:hover{background:var(--gold-light);transform:translateY(-2px)}
.btn-outline{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:transparent;color:#fff;font-size:15px;font-weight:600;padding:14px 26px;border-radius:12px;text-decoration:none;border:1.5px solid rgba(255,255,255,.35);cursor:pointer;transition:background .2s,transform .15s;width:100%;max-width:260px}
.btn-outline:hover{background:rgba(255,255,255,.08);transform:translateY(-2px)}

/* === SECTIONS === */
.section{padding:56px 20px}
.section-inner{max-width:980px;margin:0 auto}
.section-label{display:inline-block;font-size:11px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--blue-500);margin-bottom:8px}
.section-title{font-size:clamp(22px,5vw,34px);font-weight:800;color:var(--text-dark);letter-spacing:-.4px;line-height:1.2}
.section-sub{margin-top:8px;font-size:15px;color:var(--text-soft);max-width:540px;line-height:1.65}

/* === SEGUROS === */
.seguros-section{background:#fff}
.seguros-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:32px}
.seguro-card{display:flex;align-items:flex-start;gap:12px;background:#f8fafc;border:1.5px solid var(--border);border-radius:var(--radius-md);padding:16px;transition:border-color .2s,box-shadow .2s,transform .18s;position:relative;overflow:hidden}
.seguro-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--blue-500),var(--blue-400));opacity:0;transition:opacity .2s}
.seguro-card:hover{border-color:var(--blue-400);box-shadow:var(--shadow-md);transform:translateY(-2px)}
.seguro-card:hover::before{opacity:1}
.seguro-icon{width:40px;height:40px;min-width:40px;border-radius:10px;background:linear-gradient(135deg,var(--blue-700),var(--blue-500));display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}
.seguro-name{font-size:13.5px;font-weight:700;color:var(--text-dark);line-height:1.3}
.seguro-desc{font-size:11.5px;color:var(--text-soft);margin-top:2px;line-height:1.45}

/* === COMPANIAS === */
.companias-section{background:var(--bg)}
.companias-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:32px}
.compania-card{background:#fff;border:1.5px solid var(--border);border-radius:var(--radius-md);padding:20px 14px;text-align:center;transition:border-color .2s,box-shadow .2s,transform .18s;display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:120px}
.compania-card:hover{border-color:var(--blue-400);box-shadow:var(--shadow-md);transform:translateY(-2px)}
.compania-logo-img{width:100%;max-width:140px;height:52px;object-fit:contain;margin:0 auto 10px;display:block}
.compania-name{font-size:13px;font-weight:700;color:var(--text-dark);line-height:1.3}

/* === PORQUE === */
.porque-section{background:linear-gradient(135deg,#0a1a3e 0%,#0f2b6b 100%);position:relative;overflow:hidden}
.porque-section .section-label{color:var(--gold)}
.porque-section .section-title{color:#fff}
.porque-section .section-sub{color:rgba(255,255,255,.65)}
.pilares-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:32px}
.pilar-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius-md);padding:20px 16px;transition:background .2s,transform .18s}
.pilar-card:hover{background:rgba(255,255,255,.11);transform:translateY(-2px)}
.pilar-num{font-size:28px;font-weight:800;color:var(--gold);line-height:1;margin-bottom:8px}
.pilar-title{font-size:14px;font-weight:700;color:#fff;margin-bottom:5px}
.pilar-desc{font-size:12.5px;color:rgba(255,255,255,.65);line-height:1.5}

/* === FORMULARIO === */
.form-section{background:#fff}
.form-wrap{max-width:660px;margin:36px auto 0;background:var(--bg);border:1.5px solid var(--border);border-radius:var(--radius-lg);padding:28px 20px;box-shadow:var(--shadow-lg)}
.form-row{display:grid;grid-template-columns:1fr;gap:14px}
.form-group{display:flex;flex-direction:column;gap:5px}
.form-group.full{grid-column:1/-1}
label{font-size:13px;font-weight:600;color:var(--text-mid)}
input,select,textarea{font-family:inherit;font-size:16px;color:var(--text-dark);background:#fff;border:1.5px solid var(--border);border-radius:var(--radius-sm);padding:12px 14px;outline:none;transition:border-color .2s,box-shadow .2s;width:100%;-webkit-appearance:none}
input:focus,select:focus,textarea:focus{border-color:var(--blue-500);box-shadow:0 0 0 3px rgba(30,77,140,.1)}
select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:36px}
textarea{resize:vertical;min-height:90px}
.form-submit{margin-top:20px;width:100%;display:flex;align-items:center;justify-content:center;gap:10px;background:linear-gradient(135deg,var(--blue-700),var(--blue-500));color:#fff;font-family:inherit;font-size:16px;font-weight:700;padding:15px 24px;border-radius:12px;border:none;cursor:pointer;transition:transform .15s,box-shadow .2s,filter .2s;box-shadow:0 4px 20px rgba(30,77,140,.3)}
.form-submit:hover{transform:translateY(-2px);filter:brightness(1.08)}
.form-disclaimer{text-align:center;font-size:12px;color:var(--text-soft);margin-top:12px;line-height:1.5}

/* === CAMPOS VEHICULO === */
.vehiculo-header{background:linear-gradient(135deg,var(--blue-700),var(--blue-500));color:#fff;font-size:13.5px;font-weight:700;padding:11px 16px;border-radius:10px;text-align:left;letter-spacing:.3px}
.cobertura-options{display:flex;flex-direction:column;gap:10px;margin-top:6px}
.cobertura-opt{display:flex;align-items:center;gap:10px;background:#fff;border:1.5px solid var(--border);border-radius:10px;padding:12px 14px;cursor:pointer;font-size:13.5px;font-weight:600;color:var(--text-dark);transition:border-color .2s,background .2s}
.cobertura-opt:has(input:checked){border-color:var(--blue-500);background:rgba(26,95,180,.06)}
.cobertura-opt input[type="radio"]{accent-color:var(--blue-500);width:17px;height:17px;flex-shrink:0}

/* === CONTACTO === */
.contact-section{background:var(--bg)}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:32px}
.contact-card{display:flex;align-items:center;gap:12px;background:#fff;border:1.5px solid var(--border);border-radius:var(--radius-md);padding:16px 14px;text-decoration:none;color:var(--text-dark);transition:border-color .2s,box-shadow .2s,transform .18s;min-width:0;overflow:hidden}
.contact-card:hover{border-color:var(--blue-400);box-shadow:var(--shadow-md);transform:translateY(-2px)}
.contact-icon{width:42px;height:42px;min-width:42px;border-radius:11px;display:flex;align-items:center;justify-content:center;font-size:20px;flex-shrink:0}
.contact-icon.wsp{background:#25d366}
.contact-icon.tel{background:var(--blue-500)}
.contact-icon.mail{background:#ea4335}
.contact-icon.ig{background:linear-gradient(135deg,#f58529,#dd2a7b,#8134af)}
.contact-info{min-width:0;flex:1;overflow:hidden}
.contact-label{font-size:10px;font-weight:700;letter-spacing:.5px;text-transform:uppercase;color:var(--text-soft)}
.contact-value{font-size:12.5px;font-weight:600;color:var(--text-dark);margin-top:1px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}

/* === FOOTER INSTITUCIONAL / SSN === */
.site-footer{background:#000;color:#fff;padding:0;overflow:hidden;border-top:1px solid #1e293b}
.footer-top{padding:40px 20px 30px;text-align:center;background:#050b14}
.footer-logo{width:56px;height:56px;border-radius:50%;overflow:hidden;margin:0 auto 12px;border:2px solid rgba(255,255,255,.15)}
.footer-logo img{width:100%;height:100%;object-fit:cover}
.footer-name{font-size:16px;font-weight:700;color:#fff}
.footer-sub{font-size:12px;color:rgba(255,255,255,.5);margin-top:3px;letter-spacing:1px;text-transform:uppercase}

/* SSN BANNER */
.footer-ssn-banner{background:#000;border-top:1px solid #17202e;border-bottom:1px solid #17202e;padding:26px 20px}
.footer-ssn-container{max-width:1060px;margin:0 auto;display:grid;grid-template-columns:1fr;gap:20px;align-items:center}
.ssn-col{display:flex;flex-direction:column;gap:4px}
.ssn-label{font-size:10px;font-weight:700;color:#8e9aa8;letter-spacing:.8px;text-transform:uppercase}
.ssn-val{font-size:14px;font-weight:700;color:#ffffff}
.ssn-val a{color:#ffffff;text-decoration:none;transition:color .2s}
.ssn-val a:hover{color:var(--gold)}
.ssn-col-logo{display:flex;align-items:center}
.ssn-logo-img{max-height:46px;width:auto;max-width:230px;object-fit:contain;filter:brightness(0) invert(1);opacity:.95}

/* FOOTER BOTTOM */
.footer-bottom{background:#000;padding:22px 20px;font-size:12px;color:#717d8a}
.footer-bottom-container{max-width:1060px;margin:0 auto;display:flex;flex-direction:column;gap:12px;align-items:center;text-align:center}
.footer-developer{color:#8e9aa8;font-size:12px}
.footer-developer a{color:#f1f5f9;text-decoration:none;font-weight:600;transition:color .2s}
.footer-developer a:hover{color:var(--gold);text-decoration:underline}
.footer-links{display:flex;gap:12px;align-items:center;flex-wrap:wrap;justify-content:center}
.footer-links a{color:#717d8a;text-decoration:none;transition:color .2s}
.footer-links a:hover{color:#fff}

/* === WHATSAPP FLOAT === */
.wsp-float{position:fixed;bottom:20px;right:20px;width:52px;height:52px;background:#25d366;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:24px;box-shadow:0 4px 20px rgba(37,211,102,.45);z-index:999;text-decoration:none;transition:transform .18s,box-shadow .2s}
.wsp-float:hover{transform:scale(1.1);box-shadow:0 8px 28px rgba(37,211,102,.55)}

/* === FADE ANIMATION === */
.fade-up{opacity:0;transform:translateY(20px);transition:opacity .5s ease,transform .5s ease}
.fade-up.visible{opacity:1;transform:translateY(0)}

/* ================================================
   TABLET  (600px+)
   ================================================ */
@media(min-width:600px){
  .topbar{padding:18px 28px}
  .topbar-badge{font-size:11.5px;padding:6px 14px}
  .topbar-cta{font-size:13px;padding:9px 18px}
  .hero-content{padding:40px 32px 0}
  .logo-wrap{width:110px;height:110px}
  .hero-btns{padding-bottom:56px}
  .btn-primary,.btn-outline{width:auto}
  .section{padding:64px 28px}
  .seguros-grid{grid-template-columns:repeat(3,1fr);gap:14px}
  .companias-grid{grid-template-columns:repeat(3,1fr);gap:14px}
  .pilares-grid{grid-template-columns:repeat(2,1fr);gap:14px}
  .form-row{grid-template-columns:1fr 1fr}
  .contact-grid{grid-template-columns:repeat(2,1fr)}
  .contact-value{font-size:13px}
  .cobertura-options{flex-direction:row;flex-wrap:wrap}
  .cobertura-opt{flex:1;min-width:140px}
  .form-wrap{padding:36px 32px}
  .footer-ssn-container{grid-template-columns:repeat(2,1fr);gap:24px}
  .footer-bottom-container{flex-direction:row;justify-content:space-between;text-align:left}
}

/* ================================================
   DESKTOP  (960px+)
   ================================================ */
@media(min-width:960px){
  .topbar{padding:20px 48px}
  .hero-content{padding:48px 32px 0}
  .logo-wrap{width:120px;height:120px;margin-bottom:24px}
  .section{padding:80px 32px}
  .seguros-grid{grid-template-columns:repeat(4,1fr);gap:16px}
  .companias-grid{grid-template-columns:repeat(5,1fr);gap:16px}
  .pilares-grid{grid-template-columns:repeat(4,1fr);gap:16px}
  .contact-grid{grid-template-columns:repeat(4,1fr);gap:16px}
  .contact-value{font-size:13px}
  .form-wrap{padding:40px 40px}
  .footer-ssn-container{grid-template-columns:repeat(4,1fr);gap:24px}
  .ssn-col{border-right:1px solid #1e293b;padding-right:16px}
  .ssn-col-logo{border-right:none;justify-content:flex-end}
  .wsp-float{width:56px;height:56px;bottom:24px;right:24px;font-size:26px}
}